Business Loans

Fast, Flexible Finance to Support Business Growth, Cashflow & Expansion

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What is a Business Loan?

A business loan is a tailored finance solution that provides companies with the capital they need to grow, operate, or overcome short-term cash flow challenges. Whether you’re investing in new equipment, expanding premises, stock, hiring staff, or managing working capital, business loans offer a flexible way to support your goals.

Business loans are commonly used for:

Managing cash flow and day-to-day operations
Purchasing stock, equipment or vehicles
Funding business expansion or relocation
Investing in marketing or digital infrastructure
Bridging income gaps during seasonal cycles
Supporting recruitment and payroll

Key Benefits of a Business Loan

Fast Access to Funds – Get funding in days to respond quickly to opportunities or challenges
Flexible Terms – Choose repayment terms that suit your cash flow – from 3 months to 7+ years
Unsecured Options Available – No property security requirement for many loans
Fixed or Variable Rates – Transparent pricing, with options for fixed monthly payments
Improve Cash Flow – Spread costs to free up capital for other parts of the business
Competitive Repayments Options – Options to repay the loan early and only paid interest
up until the points of settlement

Who is Eligible?

Business loans are available to:

Limited companies, sole traders and partnerships
Established businesses with trading history
Companies seeking working capital or growth funding
Businesses in most sectors – from retail and hospitality to manufacturing and professional services

How much can you borrow?

Loan Amounts: From £10,000 to £10,000,000+
Terms: From 3 months to 7+ years depending on product and lender
Security: Both secured and unsecured options available
Interest Rates: Competitive and tailored to your business profile, credit history, and sector

Why choose VAST?

Value: Our large and diverse lender panel mean that we can negotiate the best terms on your behalf.
Access: We connect you with lenders, products, and senior decision-makers not always available directly, leveraging our industry expertise. We work with over 120 lenders from high street banks to challenger banks and private lenders.
Service: We offer a personal service where you have just one point of contact from start to finish. We are experienced and have substantial expertise that supports investors to navigate the market conditions. We’re the Private or Corporate Bank Manager you wish you had on your side.
Trust and Time: We work for you, not the lender. We’re listen to your needs and deliver the solution that is in your interests. That includes total transparency around fees from the start. By handling every detail from start to finish we give you back the one thing you cannot buy – time.

What are the costs involved?VAST2025-03-24T11:35:21+00:00

What are the costs involved?

There will be arrangement fees, interest costs, and in some cases, broker or legal fees. We’ll explain all charges upfront before you commit.

Do I need security for a business loan?VAST2025-03-24T11:35:15+00:00

Do I need security for a business loan?

Not always. Many lenders offer unsecured options up to £500,000. Larger amounts may require a charge over assets or personal guarantees.

How quickly can I get a business loan?VAST2025-03-24T11:35:08+00:00

How quickly can I get a business loan?

Many loans can be approved and funded within days, depending on the complexity and lender.

Get Started Today

Looking to grow, invest or stabilise your business? We’ll help you access the right funding – fast and stress-free.