Commercial Mortgages

Commercial Property Finance for Occupiers, Investors and Developers

Whether acquiring a trading premises, refinancing an existing portfolio or funding a strategic investment, securing the right commercial mortgage requires more than simply comparing interest rates.

At VAST Commercial Finance, we advise businesses, property investors and professional landlords on debt structures that support their wider commercial objectives. Drawing on relationships with over 120 banks, challenger lenders and specialist funding institutions, we source and negotiate facilities tailored to each transaction.

Our role extends beyond introductions. We work alongside clients, lenders and professional advisers throughout the process to ensure transactions progress efficiently from initial discussions through to completion.

 

Owner Occupied

Property ownership can provide long-term stability for growing businesses while creating opportunities to build value beyond the trading business itself.

We advise owner-managed businesses, professional practices and established companies seeking finance to acquire or refinance premises including offices, industrial facilities, retail assets and mixed-use properties.

Our focus is on structuring facilities that support both current operational requirements and future growth ambitions.

Commercial Investment

Commercial property remains an important asset class for investors seeking stable income and long-term capital growth.

Whether funding a single asset or a diversified portfolio, we advise investors on financing structures that align with investment strategy, risk profile and exit objectives.

Through our extensive lender network, we secure funding across a wide range of sectors and asset classes, including office, industrial, retail, leisure and mixed-use property.

Residential Investment

Professional landlords and portfolio investors operate in an increasingly sophisticated lending environment.

We help clients secure finance for buy-to-let portfolios, houses in multiple occupation (HMOs), multi-unit freehold blocks and residential investment portfolios, ensuring facilities remain aligned with wider investment objectives.

From acquisition funding through to portfolio refinancing, we provide strategic advice and lender access throughout the investment lifecycle.

Semi-Commercial

Mixed-use properties often require specialist lending expertise due to their combination of commercial and residential income streams.

We advise investors and owner-occupiers on financing arrangements for semi-commercial assets, helping lenders fully understand the strength of the underlying investment and ensuring funding structures reflect the property’s unique characteristics.

Why choose VAST for commercial mortgages?

 

Strategic advice throughout the lending process

We help clients:

  • Acquire commercial property
  • Refinance existing facilities
  • Release capital for growth
  • Restructure borrowing arrangements
  • Expand investment portfolios
  • Optimise funding terms

By presenting opportunities effectively and managing lender engagement, we help maximise funding certainty and achieve competitive outcomes.

Recent Transactions

We’ll be adding examples of recent commercial mortgages here soon.