Unlock Cash Flow with the Right Invoice Finance Solution

What is Invoice Finance?

Invoice finance is a flexible funding solution that allows businesses to unlock cash tied up in unpaid invoices. Instead of waiting 30, 60, or even 90 days for customers to pay, invoice finance providers advance a percentage of the invoice value upfront, improving cash flow and supporting growth.

It’s commonly used by businesses in manufacturing, wholesale, recruitment, logistics, and professional services – but can apply to almost any sector trading on credit terms.

Invoice Finance is commonly used for:

• Improving day-to-day cash flow and working capital

• Funding business growth without waiting for customer payments
• Covering payroll, supplier costs, and overheads
• Supporting Management Buyouts (MBOs) and acquisition
• Financing large new contracts or expansion opportunities
• Reducing reliance on overdrafts or short-term borrowing

Key Benefits

• Immediate Cash Flow – Release working capital from unpaid invoices, often within 24 hours.

• Support Growth – Fund new contracts, pay suppliers, and cover overheads without waiting for customer payments.
• Flexible Funding – The facility grows in line with your turnover.
• Reduced Credit Risk – Some facilities include bad debt protection against non-payment.
• No Additional Security Needed – The invoices themselves often act as the main security (debentures are often required and sometimes a limited personal guarantee).