Residential Investment Mortgages

Typically 20–25% , but higher LTVs are available with additional security.

Finance for Portfolios, Blocks, HMOs & Buy-to-Let

Whether you’re financing a single buy-to-let, an HMO, or a large property portfolio, we secure the right funding to maximise your returns.

A residential investment mortgage is designed for landlords and investors purchasing or refinancing rental properties. Suitable for:

Buy-to-Let (BTL) – Standard rental properties.
Houses in Multiple Occupation (HMOs) – Higher-yield rental properties with multiple tenants.
Multi-Unit Freehold Blocks (MUFBs) – Blocks of flats under one title.
Portfolio Mortgages – Finance multiple properties under one loan.

Build Wealth – Leverage capital growth and rental income.
Flexible Finance – Borrow up to 80% LTV, with bespoke solutions for portfolios.
Tailored Lending – Options for individuals, limited companies, and SPVs.
Maximise Cash Flow – Interest-only and capital repayment options available.
Competitive Rates – Access the best mortgage deals in the market.

Up to 80% Loan-to-Value (LTV) – Higher LTVs available with additional security.
Loans from £100,000 to £50M+ – Single properties to large portfolios.
Portfolio Financing – Consolidate multiple properties under one mortgage.

Value: Our large and diverse lender panel mean that we can negotiate the best terms on your behalf.
Access: We connect you with lenders, products, and senior decision-makers not always available directly, leveraging our industry expertise. We work with over 120 lenders from high street banks to challenger banks and private lenders.
Service: We offer a personal service where you have just one point of contact from start to finish. We are experienced and have substantial expertise that supports investors to navigate the market conditions. We’re the Private or Corporate Bank Manager you wish you had on your side.
Trust and Time: We work for you, not the lender. We’re listen to your needs and deliver the solution that is in your interests. That includes total transparency around fees from the start. By handling every detail from start to finish we give you back the one thing you cannot buy – time.